Personal Loan
Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popularised in the 1960s with the release of Letraset sheets containing Lorem Ipsum passages, and more recently with desktop publishing software like Aldus PageMaker including versions of Lorem Ipsum.
Get Instant Personal Loan Up to ₹ 35 Lakh*
Personal Loan Details
A Personal loan is a type of unsecured loan that you can borrow from a bank or financial institution if you require funds to pay for your financial needs.
Best Personal Loan Schemes & Offers from Top Banks
| Interest Rate | 10.30% p.a. onwards |
| Loan Amount | Up to Rs.1 crore |
| Loan Tenure | Up to 7 years |
| Processing Fee | 0% – 6% of the loan amount + GST |
You can either visit the official website of the bank to directly apply for a personal loan or visit the BankBazaar.com website to compare different loans and then apply for one which suits you best.
| Bank | Best For | Key Highlights |
| SBI Personal Loan | Different Income Categories | Interest rates starting at 10.30% p.a.Loans of up to Rs.30 lakhTenure of up to 6 years |
| HDFC Personal Loan | Self-Employed Professional | Interest rates (rack interest) ranging between 10.90% p.a. and 24 .00% p.a.Tenure of up to 5 yearsLoans of up to Rs.40 lakh |
| Kotak Mahindra Personal Loan | Quick Turnaround Time | Interest rates starting at 10.99% p.a.Loans of up to Rs.40 lakhTenure of up to 5 years |
| Yes Bank Personal Loan | Quick Approval | Interest rates ranging from 11.25% p.a. to 21% p.a.Loans of up to Rs.40 lakhTenure of up to 6 years |
| Union Bank of India Personal Loan | Suitable for first time borrowers | Interest rates (rack interest) ranging between 11.30% p.a. and 15.20% p.a.Tenure of up to 5 yearsLoans of up to Rs.15 lakh |
| Axis Bank Personal Loan | Minimum documentation | Interest rates starting at 11.00% p.a.Loan amount of up to Rs.40 lakhTenure of up to 7 years |
| Tata Capital Personal Loan | Flexible Interest Rates | Interest rates starting at 11.99% p.a.Tenure of up to 6 yearsLoans of up to Rs.35 lakh |
| Standard Chartered Personal Loan | Short-term Requirement | Interest rates starting from 11.49% p.a.Tenure of up to 5 yearsLoan amount of up to Rs.50 lakh |
| IDFC First Personal Loan | Top-Up Loans | Interest rate starting at 10.99% p.a.Loans of up to Rs.10 lakhTenure of up to 5 years |
| SMFG India Credit Personal Loan | Quick Approval | Interest rates starting at 13% p.a.Loans of up to Rs.30 lakhTenure of up to 60 months |
| IIFL Personal Loan | Easy Eligibility Checks | Interest rates starting at 12.75% p.a.Loans of up to Rs.5 lakhTenure of up to 42 months |
| HDBFS Personal Loan | Special Offers | Interest rates up to 36% p.a.Loans of up to Rs.20 lakhTenure of up to 5 years |
| PNB Personal Loan | Affordable Interest Rates | Interest rates from 11.40% p.a. onwardsLoans of up to Rs.20 lakhTenure of up to 72 months |
| IndusInd Bank Personal Loan | Flexible tenure | Interest rates starting at 10.49% p.a.Loans of up to Rs.50 lakhTenure of up to 6 years |
| IDBI Bank Personal Loan | Simple application process | Interest rates ranging between 10.60% and 13.35% p.a.Tenure of up to 5 yearsLoans of up to Rs.5 lakh |